West Michigan Bankruptcy Attorney
We Care About Helping Resolve Your Debts
We know what you pay for a gallon of gas, we realize that a bag of groceries costs more every day, we see that businesses are suffering from increased costs and we know that the dollar won't stretch as far as it used to. We know people reach for their credit cards when their paycheck can't cover all their bills. We deal with people every day who are challenged and overwhelmed by economic personal and business difficulties.
If you are feeling overwhelmed by the amount of money that you owe, bankruptcy may be an option to consider. At David Knoester, PLC, you will find a lawyer who cares. We provide honest answers, suggestions and guidance to help you make informed decisions about your debt problems.
Contact us for answers. We provide a free initial consultation to analyze your financial situation. Sometimes a bankruptcy is not the answer, sometimes you simply need a skilled lawyer to negotiate with your creditors for you. David Knoester offers special skills in negotiation and mediation.
Giving You a Fresh Start
When you have mounting credit card debt, medical bills or other economic difficulties, repeated calls from your creditors are stressful and depressing. Losing your home can be devastating. Losing your job makes you feel helpless to do anything about your situation. At David Knoester, PLC, you will find an attorney who cares about what you are going through, who knows you need relief, a fresh start and peace of mind. You must understand that your creditors may not harass you - it's against the law and we can stop the harassment.
Your accumulated debts, assets and income, determine how your debt load can be resolved, either through negotiation or under which chapter you may be able to file for bankruptcy
- Chapter 7 - Filing under this chapter results in the elimination of most kinds of unsecured debt such as credit cards and medical bills. Generally you are able to keep your car and house if the payments are current.
- Chapter 13 - Under a Chapter 13 Bankruptcy, the debtor agrees to pay back a portion of their debt over 3-5 years.
- Negotiation - Negotiating your debt load down to a manageable amount for you.
We can help you decide which is right for you.
"Poverty cannot deprive us of many consolations. It cannot rob us of the affection we have for each other, or degrade us in our own opinion, or in that of any person, whose opinion we ought to value." - Ann Radcliff, The Mysteries of Udolpho, 1764
- Chapter 7 Bankruptcy
- Chapter 13 Bankruptcy
- Debt Relief
- Creditor Harassment
- Bankruptcy and Divorce
- Wage Garnishment
We are a debt relief agency helping people file for bankruptcy relief under the bankruptcy code.
