A Lawyer Who Can Negotiate for Debt Relief
The troubled economy has brought people into our office who would never have dreamed of filing for bankruptcy. Yet now they are turning to our Michigan law firm, David Knoester, PLC, for debt relief through bankruptcy or negotiating with credit card companies.
Free Initial Consultations: 888-743-1165 or 616-384-4189 | E-Mail
We See People From All Walks of Life
We offer debt relief legal guidance to small business owners who are sinking under the weight of debt, college students who have overspent on their credit cards, homeowners who can no longer pay their mortgage, and two-income working families who have lost one income.
Why Retain a Lawyer to Negotiate on Your Debt?
Recently, debt relief agencies have arisen like mushrooms after a rain storm. They charge a fee and say they will consolidate payments. They generally do not deliver. For example, some collect a large fee from you, which puts you even deeper into debt, before you start to pay off your debt. If you miss a payment, your creditor may break off the plan and put you in an even worse position financially.
Our lawyer knows how to negotiate with credit card companies and effectively protect your interests. An attorney has the credibility to negotiate discounted payments. Our firm has been able to obtain discounts on about 60 percent of our clients' creditor debt — without tax ramifications. Creditors know that if they do not negotiate with the lawyer, the next step will be bankruptcy and they may get nothing.
Filing Bankruptcy Frees People From Creditor Harassment
You can put an immediate end to creditor harassment by filing for bankruptcy.
Find legal information about bankruptcy at our site's Bankruptcy Information Center.
What Is the Difference between Chapter 7 and Chapter 13 Bankruptcy?
Chapter 7 — Assets are liquidated in exchange for a discharge of debt, with certain exceptions.
Chapter 13 — Debt is reorganized into a reasonable payment plan.
Get Answers at Your Free First Meeting: 888-743-1165 or 616-384-4189 | E-Mail
Receive answers about how to achieve debt relief through negotiating with creditors, Chapter 7 bankruptcy or Chapter 13 bankruptcy, or learn about bankruptcy and divorce. Learn your rights and options, and how experienced Grand Rapids lawyers can help you today. We are located in Allendale, near the old fire station.
We offer a free case evaluation and consultation, with no obligation. We also offer evening and weekend hours for those who cannot make it to the office during our regular office hours, 9:00 a.m. - 5:00 p.m. We accept all major credit cards.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
