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Bankruptcy Practice Center

You are afraid to answer the phone and open the mail. You are humiliated when, yet again, the salesperson tells you that your credit card has been declined. It is time to put an end to the stress of embarrassment and harassment; contact a knowledgeable bankruptcy attorney today.

Bankruptcy Law Information From Our Grand Rapids, Michigan, Law Office

This page provides information about bankruptcy law in Michigan that can help you gain a better understanding of your debt relief options.

When you are being called all hours of the day and night by creditors seeking to collect on debt, when you are not able to sleep nights because you are worried about your bills, when you constantly argue with your spouse or your children because you are so stressed over your debt, it is time to seek the help of experienced debt relief lawyers.

At the law office of David Knoester, PLC, we offer skilled, cost-effective and prompt legal counsel about bankruptcy and other legal matters. For advice specific to your circumstances, call 888-743-1165 or 616-384-4189 for a free initial consultation. E-mail us.

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or use the form below.

Bankruptcy Contact Form

Name

Email Address

Phone Number

Do you intend to file a joint bankruptcy petition with your spouse?
Yes  No 

If yes, include information for both you and your spouse below.

Name(s), including middle initial.

Residence address, including county.

How long have you been at this address?

Other addresses in the last ten years.

Address How Long?

Other telephone number(s)

Work

Cell

Other

Have you used any other name(s) in the last six years?
Yes  No 

If yes, please list here

Single  Separated  Married  Divorced 

If married, how long?

If divorced, how long?

Ages of minor children living with you

Age(s), and amount(s) of child support paid:

Age Amount
$
$
$
$

Is any child support past due?
Yes  No 

Amount
$

Husband's employment (name and addr.):

How long at this job?

Occupation

Income paid
weekly  semi-monthly  monthly  other 

Gross

Net

Wife's employment (name and addr.):

How long at this job?

Occupation

Income paid
weekly  semi-monthly  monthly  other 

Gross

Net

Income from other sources (second job, investments, social security, child support, workers' compensation etc.) State source and amount.

Do you owe any money to the Internal Revenue Service? (IRS)
Yes  No 

If yes, for what year(s)?

How much?
$

Do you have any unpaid student loans?
Yes  No 

Amount
$

Monthly Expenses

Rent Real Estate Taxes
Electric Home Maintenance
Gas Life Insurance
Water Health Insurance
Phone Auto Insurance
Cable Homeowner/Rent Ins.
Trash House Payment

Do you pay anyone spousal support (alimony)?
Yes  No 

If yes, to whom and how much?

Do you own or are you purchasing a home or other real estate?
Yes  No 

Tax assessed value
$

First Mortgage Loan balance
$

Loan current?

Amount Behind
$

2nd Mortgage Loan balance
$

Loan current?

Amount Behind
$

3rd Mortgage Loan balance
$

Loan current?

Amount Behind
$

Are you facing foreclosure?
Yes  No 

Foreclosure date

List any liens against your property.

List all vehicle loans, including vehicle type (car, truck, motorcycle etc.)

Vehicle  
Est. loan balance $
Loan current  
Amount behind $
     
Vehicle  
Est. loan balance $
Loan current  
Amount behind $
     
Vehicle  
Est. loan balance $
Loan current  
Amount behind $

List all vehicles you own outright (no loan balance).

Vehicle Est. value
$
$

Have you purchased any secured items (electronics, boats, jet skis®, appliances, etc.) in the last two years on which you still owe money?
Yes  No 

Have you taken out a loan from a finance company, credit union, bank, or any other source, and secured the loan by household items or other types of secured collateral?
Yes  No 

Creditors' names

Estimate balances owed on all other types of debt listed below

$  Medical bills
$  NSF checks
$  Credit cards
$  Misc. bills

When was the last time you used any of your credit cards? (approx. date)

How much has total owed on cards increased in the last 12 months?

Have you had any new cards issued in the last 12 months?

Do you anticipate receiving a tax refund?
Yes  No 

How much?
$

Are you eligible for the Earned Income Credit (EIC)?
Yes  No 

How much?
$

List all judgments, lawsuits, liens, and garnishments against you.

Special concerns

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DISCLAIMER: This site and any information contained herein are intended for informational purposes only and should not be construed as legal advice. Seek competent legal counsel for advice on any legal matter.

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